Our insights
Innovative finance for small businesses in a (mostly) digital world
As a small business owner and mobile money agent in Tanzania, Maria Francis Kihanga experienced an unprecedented level of uncertainty when the Government started to

Expanding the evidence base on the intersection between housing, finance, and resilience: Findings from Indonesia and Egypt
by Jitendra Balani and Chrissy Martin Meier “After [the] renovation, our lives have changed. We now sleep well because our bedrooms are comfortable. We are

What you see is not always what you get: could certification help build consumer (and investor) confidence?
As consumers, we rely on a sometimes bewildering array of certifications and quality assurance standards from fair trade to organic, from ethical fashion to sustainable

Strengthening resilience during COVID-19: How housing finance helped low-income Filipinos through crisis
by Jitendra Balani and Chrissy Martin Meier “[With my loan, I] improved the security condition and ventilation of my house because of using the loan

2018 Digital Finance Study
SCBF’s projects with Al Barid Bank in Morocco expanded access to financial services through Barid Cash and Barid Bank Mobile. Barid Cash boosted low-cost money transfers and social payments, while the mobile app improved account access. Though uptake among low-income users is limited, both initiatives show potential to enhance financial inclusion with stronger digital support and regulatory alignment.


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